/* PocketMoney public site styles. */
:root {
  --blue: #0568f5;
  --blue-dark: #0049b8;
  --blue-light: #eaf3ff;
  --cyan: #1bd7ff;
  --violet: #7667ff;
  --lavender: #efedff;
  --coral: #ff8b78;
  --ink: #090b0f;
  --muted: #5d626d;
  --line: #dfe2e7;
  --soft: #f5f6f8;
  --white: #ffffff;
  --font: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --max: 1280px;
  --header-height: 76px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
}
body.menu-open { overflow: hidden; }
a { color: inherit; text-decoration: none; }
button, input { font: inherit; }
button { color: inherit; }
img { display: block; max-width: 100%; }

.skip-link {
  position: fixed;
  top: 8px;
  left: 8px;
  z-index: 100;
  padding: 10px 14px;
  background: white;
  border-radius: 8px;
  transform: translateY(-150%);
}
.skip-link:focus { transform: translateY(0); }

.shell { width: min(calc(100% - 48px), var(--max)); margin: 0 auto; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 30;
  height: var(--header-height);
  background: rgba(255,255,255,.88);
  border-bottom: 1px solid rgba(223,226,231,.75);
  backdrop-filter: blur(18px);
}
.header-inner { height: 100%; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.wordmark { display: inline-flex; align-items: center; gap: 10px; font-size: 20px; font-weight: 700; letter-spacing: -.04em; }
.wordmark-mark { width: 35px; height: 35px; object-fit: contain; }
.site-nav { display: flex; align-items: center; gap: 31px; font-size: 14px; font-weight: 600; }
.site-nav > a:not(.button) { transition: color .16s ease; }
.site-nav > a:not(.button):hover { color: var(--blue); }
.nav-toggle { display: none; width: 44px; height: 44px; border: 0; border-radius: 50%; background: var(--soft); cursor: pointer; }
.nav-toggle span, .nav-toggle::before, .nav-toggle::after { content: ""; display: block; width: 19px; height: 2px; margin: 5px auto; background: currentColor; transition: .18s ease; }

.button {
  min-height: 50px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 22px;
  border: 1px solid var(--blue);
  border-radius: 999px;
  background: var(--blue);
  color: white;
  font-weight: 700;
  line-height: 1.1;
  cursor: pointer;
  transition: transform .18s ease, background .18s ease, border-color .18s ease, box-shadow .18s ease;
}
.button:hover { background: var(--blue-dark); border-color: var(--blue-dark); transform: translateY(-2px); box-shadow: 0 10px 22px rgba(5,104,245,.18); }
.button-small { min-height: 42px; padding: 10px 18px; font-size: 13px; }
.button-dark { border-color: var(--ink); background: var(--ink); }
.button-dark:hover { border-color: #282b31; background: #282b31; box-shadow: 0 10px 22px rgba(9,11,15,.18); }
.button-light { border-color: white; background: white; color: var(--ink); }
.button-light:hover { border-color: white; background: white; color: var(--blue); }
.button-outline { border-color: #aeb4be; background: white; color: var(--ink); }
.button-outline:hover { border-color: var(--ink); background: white; color: var(--ink); box-shadow: none; }
.text-link { display: inline-flex; align-items: center; gap: 7px; color: var(--blue); font-weight: 700; }
.text-link:hover { text-decoration: underline; }

a:focus-visible, button:focus-visible, input:focus-visible, summary:focus-visible { outline: 3px solid var(--cyan); outline-offset: 3px; }

.kicker { margin: 0 0 20px; color: var(--blue); font-size: 13px; font-weight: 700; letter-spacing: .02em; }
.display {
  max-width: 1040px;
  margin: 0 auto;
  font-size: clamp(58px, 7.3vw, 108px);
  font-weight: 700;
  letter-spacing: -.072em;
  line-height: .91;
}
.display .blue { color: var(--blue); }
.section-title { margin: 0; font-size: clamp(43px, 5vw, 72px); font-weight: 700; letter-spacing: -.06em; line-height: .98; }
.section-title.narrow { max-width: 780px; }
.section-copy { max-width: 620px; margin: 24px 0 0; color: var(--muted); font-size: 19px; line-height: 1.55; }

.hero { position: relative; min-height: 680px; overflow: hidden; background: radial-gradient(circle at 68% 34%, rgba(255,255,255,.68) 0, rgba(255,255,255,0) 28%), linear-gradient(118deg, #eef7ff 0%, #e7efff 47%, #bfc5ff 74%, #8472ff 100%); }
.hero::before { content: ""; position: absolute; width: 580px; height: 580px; top: -380px; left: -145px; border-radius: 50%; background: linear-gradient(145deg, #18d6ff, #09a8ee); }
.hero::after { content: ""; position: absolute; width: 520px; height: 520px; right: -270px; bottom: -395px; border-radius: 50%; background: rgba(232,88,171,.55); }
.hero-layout { position: relative; z-index: 2; min-height: 680px; display: grid; grid-template-columns: minmax(0, .96fr) minmax(460px, 1.04fr); align-items: center; gap: 42px; }
.hero-copy { position: relative; z-index: 5; padding: 70px 0 60px; }
.hero .kicker { display: inline-flex; align-items: center; gap: 8px; padding: 7px 12px; border-radius: 999px; background: var(--blue-light); }
.hero .kicker::before { content: "✓"; width: 13px; height: 13px; display: grid; place-items: center; border-radius: 50%; background: var(--blue); color: white; font-size: 8px; line-height: 1; }
.hero .display { max-width: 690px; margin: 0; font-size: clamp(62px, 5.7vw, 88px); line-height: 1; }
.hero-heading { display: block; }
.hero-lede { max-width: 600px; margin: 27px 0 0; color: #4f5662; font-size: clamp(17px, 1.45vw, 20px); }
.hero-actions { display: flex; align-items: center; gap: 12px; margin-top: 30px; }
.hero-proof { display: flex; flex-wrap: wrap; align-items: center; gap: 13px 25px; margin-top: 27px; color: #44536b; font-size: 11px; font-weight: 700; }
.hero-proof span { display: inline-flex; align-items: center; gap: 7px; }
.hero-proof span::before { content: "✓"; color: var(--blue); font-weight: 800; }
.hero-visual { position: relative; min-width: 0; height: 680px; perspective: 1200px; }
.hero-phone {
  position: absolute;
  z-index: 2;
  left: 48%;
  bottom: -42px;
  width: 330px;
  padding: 12px 15px 13px 11px;
  border: 2px solid #313946;
  border-radius: 53px;
  background: linear-gradient(90deg, #07090d 0%, #202630 88%, #59616d 100%);
  box-shadow: 35px 50px 90px rgba(30,45,99,.3), 6px 10px 0 rgba(28,34,43,.3), inset -4px 0 4px rgba(255,255,255,.18);
  transform: translateX(-50%) rotateY(-11deg) rotateZ(1.8deg);
  transform-style: preserve-3d;
}
.hero-phone::before { content: ""; position: absolute; z-index: 3; top: 18px; left: 49%; width: 98px; height: 27px; border-radius: 99px; background: #090b0f; transform: translateX(-50%); }
.hero-phone::after { content: ""; position: absolute; top: 88px; right: -8px; width: 7px; height: 104px; border-radius: 0 5px 5px 0; background: linear-gradient(#818995, #252b34); box-shadow: 0 125px 0 #333a44; }
.hero-phone-screen { overflow: hidden; border-radius: 40px; background: white; box-shadow: inset 0 0 0 1px rgba(0,0,0,.08); }
.hero-phone-screen img { width: 100%; }
.float-card {
  position: absolute;
  z-index: 4;
  min-width: 148px;
  padding: 16px 17px;
  border: 1px solid rgba(255,255,255,.78);
  border-radius: 17px;
  background: rgba(255,255,255,.94);
  box-shadow: 0 22px 60px rgba(4,20,63,.22);
  text-align: left;
  backdrop-filter: blur(14px);
}
.float-benefit { min-width: 0; max-width: 230px; display: flex; align-items: center; gap: 12px; padding: 17px 19px; }
.float-benefit span { flex: 0 0 auto; width: 30px; height: 30px; display: grid; place-items: center; border-radius: 50%; background: var(--blue-light); color: var(--blue); font-size: 13px; font-weight: 900; }
.float-benefit strong { font-size: 14px; line-height: 1.18; letter-spacing: -.025em; }
.benefit-contracts { left: 0; top: 22%; transform: rotate(-4deg); }
.benefit-monthly { right: 0; top: 11%; transform: rotate(4deg); }
.benefit-payg { left: -2%; top: 49%; transform: rotate(3deg); }
.benefit-phones { right: -1%; top: 43%; transform: rotate(-4deg); }
.benefit-encryption { right: 4%; top: 70%; transform: rotate(4deg); }

.trust-bar { padding: 28px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.trust-inner { display: flex; align-items: center; justify-content: center; flex-wrap: wrap; gap: 24px 48px; color: var(--muted); font-size: 13px; font-weight: 600; }
.trust-inner strong { color: var(--ink); }
.stripe-word { font-size: 20px; font-weight: 800; letter-spacing: -.04em; color: #635bff; }

.section { padding: 130px 0; }
.center-intro { max-width: 840px; margin: 0 auto 68px; text-align: center; }
.center-intro .section-copy { margin-right: auto; margin-left: auto; }

.photo-story { padding: 0 24px; }
.photo-panel { position: relative; min-height: 620px; overflow: hidden; border-radius: 38px; background: #f3f7fc; }
.photo-copy { position: relative; z-index: 3; width: 53%; min-height: 620px; display: flex; flex-direction: column; justify-content: center; padding: 70px 30px 70px clamp(44px,5.5vw,88px); }
.photo-copy h2 { max-width: 610px; margin: 0; font-size: clamp(42px, 4.4vw, 66px); letter-spacing: -.065em; line-height: .96; }
.photo-copy > p:not(.kicker) { max-width: 520px; margin: 23px 0 0; color: var(--muted); font-size: 17px; }
.photo-copy .text-link { margin-top: 27px; }
.photo-media { position: absolute; z-index: 1; inset: 0 0 0 34%; overflow: hidden; background: #dce7f3; }
.photo-media img { width: 100%; height: 100%; object-fit: cover; object-position: center; }
.photo-media::after { content: ""; position: absolute; z-index: 2; inset: 0; background: linear-gradient(90deg, #f3f7fc 0%, rgba(243,247,252,.98) 11%, rgba(243,247,252,.76) 25%, rgba(243,247,252,.2) 43%, rgba(243,247,252,0) 58%); }

.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.step-card { position: relative; min-height: 540px; display: flex; flex-direction: column; padding: 34px; overflow: hidden; border-radius: 28px; background: var(--blue-light); }
.step-card:nth-child(2) { background: var(--lavender); }
.step-card:nth-child(3) { background: var(--ink); color: white; }
.step-top { display: flex; align-items: center; justify-content: space-between; }
.step-no { color: var(--blue); font-size: 13px; font-weight: 800; }
.step-card:nth-child(3) .step-no { color: var(--cyan); }
.step-icon { width: 48px; height: 48px; display: grid; place-items: center; border-radius: 16px; background: white; color: var(--blue); font-size: 23px; font-weight: 800; box-shadow: 0 8px 18px rgba(25,47,85,.08); }
.step-icon-text { font-size: 12px; letter-spacing: -.03em; }
.step-card h3 { max-width: 330px; margin: auto 0 12px; font-size: clamp(31px, 3vw, 43px); letter-spacing: -.055em; line-height: 1; }
.step-card p { max-width: 370px; margin: 0; color: var(--muted); font-size: 15px; }
.step-card:nth-child(3) p { color: rgba(255,255,255,.65); }
.step-visual { position: absolute; top: 86px; right: 30px; left: 30px; height: 255px; }
.step-shot { position: absolute; top: 0; left: 50%; width: 198px; height: 226px; overflow: hidden; border: 8px solid rgba(255,255,255,.96); border-radius: 28px; background: white; box-shadow: 0 22px 50px rgba(20,44,82,.16); transform: translateX(-50%) rotate(-3deg); }
.step-shot img { width: 100%; max-width: none; }
.step-create .step-shot img { transform: translateY(-96px); }
.step-scan .step-shot { transform: translateX(-50%) rotate(2.5deg); }
.step-scan .step-shot img { transform: translateY(-26px); }
.step-confirm .step-shot { border-color: rgba(255,255,255,.92); box-shadow: 0 25px 55px rgba(0,0,0,.42); transform: translateX(-50%) rotate(-2deg); }
.step-confirm .step-shot img { transform: translateY(-108px); }
.step-chip { position: absolute; right: 2px; bottom: 5px; z-index: 3; padding: 10px 13px; border: 1px solid rgba(255,255,255,.8); border-radius: 999px; background: rgba(255,255,255,.95); color: var(--ink); box-shadow: 0 12px 28px rgba(20,44,82,.17); font-size: 11px; font-weight: 700; white-space: nowrap; backdrop-filter: blur(10px); }
.step-create .step-chip { right: auto; left: 0; }
.step-confirm .step-chip b { color: #078c57; }
.step-scan-line { position: absolute; z-index: 2; top: 111px; left: 50%; width: 242px; height: 4px; border-radius: 99px; background: var(--cyan); box-shadow: 0 0 15px rgba(27,215,255,.95); transform: translateX(-50%) rotate(-4deg); }

.bento-section { background: #f7f7f9; }
.bento { display: grid; grid-template-columns: 1.08fr .92fr; grid-template-rows: 440px; gap: 18px; }
.bento-card { position: relative; overflow: hidden; border-radius: 30px; background: white; }
.bento-card h3 { margin: 0; font-size: clamp(31px, 3.2vw, 50px); line-height: 1; letter-spacing: -.06em; }
.bento-card p { max-width: 430px; margin: 15px 0 0; color: var(--muted); }
.bento-main { padding: 48px; background: var(--blue); color: white; }
.bento-main p { color: rgba(255,255,255,.72); }
.bento-phone { position: absolute; left: 50%; bottom: -285px; width: 230px; padding: 9px; border-radius: 36px; background: var(--ink); box-shadow: 0 35px 80px rgba(0,29,78,.32); transform: translateX(-50%); }
.bento-phone img { border-radius: 32px; }
.bento-team { display: flex; flex-direction: column; padding: 34px; background: var(--lavender); }
.avatar-stack { display: flex; margin-top: 18px; }
.avatar { width: 48px; height: 48px; display: grid; place-items: center; margin-right: -8px; border: 4px solid var(--lavender); border-radius: 50%; color: white; background: var(--violet); font-size: 12px; font-weight: 800; }
.avatar:nth-child(2) { background: var(--blue); }
.avatar:nth-child(3) { background: var(--coral); }
.avatar:nth-child(4) { color: var(--ink); background: white; }
.team-report-card { margin-top: 16px; overflow: hidden; border-radius: 17px; background: white; box-shadow: 0 20px 45px rgba(37,31,92,.13); }
.team-report-card > div { display: grid; grid-template-columns: 1fr auto; gap: 15px; padding: 10px 14px; border-bottom: 1px solid var(--line); font-size: 11px; }
.team-report-card > div:first-child { color: var(--muted); font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; }
.team-report-card p { margin: 0; padding: 10px 14px; color: var(--blue); font-size: 10px; font-weight: 700; }

.modes-showcase { margin-top: 18px; }
.modes-panel { display: grid; grid-template-columns: .72fr 1.28fr; min-height: 400px; overflow: hidden; border-radius: 28px; background: white; }
.modes-menu { display: flex; flex-direction: column; padding: 24px; border-right: 1px solid var(--line); }
.modes-menu > p { margin: 3px 10px 16px; color: var(--muted); font-size: 10px; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; }
.modes-menu button { min-height: 54px; padding: 12px 15px; border: 0; border-radius: 13px; background: transparent; color: var(--muted); text-align: left; font-size: 14px; font-weight: 700; cursor: pointer; }
.modes-menu button:hover { color: var(--blue); background: var(--blue-light); }
.modes-menu button.active { color: white; background: var(--ink); }
.mode-detail { display: flex; flex-direction: column; justify-content: center; padding: 48px 55px; }
.mode-detail h3 { margin: 0; font-size: clamp(39px,4.4vw,64px); line-height: .95; letter-spacing: -.065em; }
.mode-detail > p:not(.kicker) { max-width: 640px; margin: 20px 0 0; color: var(--muted); font-size: 17px; }
.mode-capabilities { display: flex; flex-wrap: wrap; gap: 9px; margin-top: 30px; }
.mode-capabilities span { padding: 9px 12px; border-radius: 999px; color: var(--blue); background: var(--blue-light); font-size: 10px; font-weight: 800; text-transform: uppercase; letter-spacing: .04em; }

.pricing-section { overflow: hidden; color: white; background: var(--blue); }
.pricing-section .kicker { color: white; opacity: .76; }
.pricing-section .section-copy { color: rgba(255,255,255,.74); }
.pricing-heading { max-width: 760px; margin-bottom: 55px; }
.pricing-panels { display: grid; grid-template-columns: .82fr 1.18fr; gap: 18px; align-items: start; }
.fee-impact-panel, .fee-calculator { padding: 18px; border-radius: 32px; background: white; color: var(--ink); box-shadow: 0 30px 80px rgba(0,44,135,.22); }
.panel-kicker { margin: 7px 9px 15px; color: var(--muted); font-size: 10px; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; }
.fee-choice-intro { padding: 7px 9px 22px; }
.fee-choice-intro .panel-kicker { margin: 0 0 8px; }
.fee-choice-intro h3 { margin: 0; font-size: 30px; line-height: 1; letter-spacing: -.05em; }
.fee-choice-intro > p:last-child { margin: 11px 0 0; color: var(--muted); font-size: 12px; }
.fee-mode-tabs { display: grid; grid-template-columns: repeat(3,1fr); gap: 7px; padding: 6px; border-radius: 999px; background: var(--soft); }
.fee-mode-tab { min-height: 46px; padding: 9px 13px; border: 0; border-radius: 999px; background: transparent; color: var(--muted); font-size: 12px; font-weight: 800; cursor: pointer; }
.fee-mode-tab.active { background: var(--ink); color: white; box-shadow: 0 5px 14px rgba(9,11,15,.16); }
.fee-headline { padding: 42px 25px 30px; }
.fee-headline small { display: block; margin-bottom: 12px; color: var(--blue); font-size: 10px; font-weight: 800; letter-spacing: .08em; }
.fee-headline strong { display: block; font-size: clamp(50px,5.4vw,80px); line-height: .88; letter-spacing: -.075em; }
.fee-headline p { max-width: 400px; margin: 22px 0 0; color: var(--muted); font-size: 13px; }
.impact-note { margin: 0 25px 12px; padding-top: 20px; border-top: 1px solid var(--line); color: var(--muted); font-size: 11px; }
.fee-zeroes { margin: 24px 0 0; padding: 24px 25px 8px; border-top: 1px solid var(--line); }
.fee-zeroes > p { margin: 0 0 13px; color: var(--ink); font-size: 13px; font-weight: 800; }
.fee-zeroes > div { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.fee-zeroes span { min-height: 58px; display: flex; align-items: baseline; gap: 5px; padding: 16px; border-radius: 14px; color: var(--muted); background: var(--blue-light); font-size: 11px; font-weight: 700; }
.fee-zeroes strong { color: var(--blue); font-size: 18px; letter-spacing: -.04em; }
.calculator-title { display: flex; align-items: flex-end; justify-content: space-between; gap: 20px; padding: 8px 9px 20px; }
.calculator-title .panel-kicker { margin: 0 0 6px; }
.calculator-title h3 { margin: 0; font-size: 28px; line-height: 1; letter-spacing: -.05em; }
.calculator-title > span { color: var(--muted); font-size: 11px; font-weight: 800; }
.calculator-mode-tabs { margin-bottom: 3px; }
.amount-picker { padding: 27px 26px; border-bottom: 1px solid var(--line); }
.amount-picker-heading { display: flex; justify-content: space-between; margin-bottom: 13px; font-size: 12px; font-weight: 800; }
.amount-picker-heading span:last-child { color: var(--muted); }
.amount-options { display: grid; grid-template-columns: repeat(4,1fr); gap: 8px; }
.amount-options button { min-height: 43px; border: 1px solid var(--line); border-radius: 12px; background: white; font-size: 13px; font-weight: 800; cursor: pointer; }
.amount-options button:hover, .amount-options button.active { border-color: var(--blue); color: var(--blue); background: var(--blue-light); }
.custom-amount-label { display: block; margin: 19px 0 7px; color: var(--muted); font-size: 11px; font-weight: 700; }
.custom-amount { height: 51px; display: flex; align-items: center; gap: 8px; padding: 0 15px; border: 1px solid #b5bbc4; border-radius: 12px; }
.custom-amount:focus-within { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(27,215,255,.35); }
.custom-amount span { color: var(--muted); font-weight: 700; }
.custom-amount input { width: 100%; border: 0; outline: 0; color: var(--ink); background: transparent; font-weight: 700; }
.calculator-context { margin: 22px 26px 9px; color: var(--muted); font-size: 12px; }
.calculator-context strong { color: var(--ink); }
.calculation-results { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; overflow: hidden; margin: 0 26px; border-radius: 16px; background: var(--line); }
.calculation-results > div { padding: 17px; background: var(--soft); }
.calculation-results span { display: block; color: var(--muted); font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .05em; }
.calculation-results strong { display: block; margin-top: 4px; font-size: 23px; letter-spacing: -.04em; }
.calculation-results .result-emphasis { background: var(--blue-light); }
.calculation-results .result-emphasis strong { color: var(--blue); }
.fee-detail { margin: 18px 26px 11px; color: var(--muted); font-size: 11px; }

.payments { padding: 59px 0; border-bottom: 1px solid var(--line); }
.payments-inner { display: grid; grid-template-columns: 270px 1fr; align-items: center; gap: 48px; }
.payments-inner p { margin: 0; font-size: 16px; font-weight: 700; }
.payment-logos { display: grid; grid-template-columns: repeat(8, 1fr); gap: 25px; align-items: center; }
.payment-logos img { width: auto; max-width: 78px; max-height: 30px; margin: auto; }

.faq-layout { display: grid; grid-template-columns: .75fr 1.25fr; gap: 95px; align-items: start; }
.faq-list { border-top: 1px solid var(--line); }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-item summary { position: relative; padding: 27px 56px 27px 0; list-style: none; cursor: pointer; font-size: 17px; font-weight: 700; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; position: absolute; top: 20px; right: 5px; width: 36px; height: 36px; display: grid; place-items: center; border-radius: 50%; background: var(--soft); font-size: 22px; font-weight: 400; }
.faq-item[open] summary::after { content: "−"; }
.faq-item p { max-width: 680px; margin: -4px 55px 28px 0; color: var(--muted); }

.final-cta { padding: 118px 0; text-align: center; color: white; background: var(--ink); }
.final-cta h2 { max-width: 900px; margin: 0 auto; font-size: clamp(49px, 6vw, 82px); line-height: .95; letter-spacing: -.065em; }
.final-cta p { margin: 24px auto 32px; color: rgba(255,255,255,.63); font-size: 18px; }

.site-footer { padding: 70px 0 28px; background: white; }
.footer-top { display: grid; grid-template-columns: 1.7fr repeat(3, 1fr); gap: 50px; padding-bottom: 66px; }
.footer-brand p { max-width: 320px; margin: 22px 0 0; color: var(--muted); font-size: 14px; }
.footer-column strong { display: block; margin-bottom: 17px; font-size: 13px; }
.footer-column a { display: block; width: fit-content; margin: 11px 0; color: var(--muted); font-size: 14px; }
.footer-column a:hover { color: var(--blue); }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; padding-top: 24px; border-top: 1px solid var(--line); color: var(--muted); font-size: 12px; }

/* app.pocketmoney.co.nz */
.app-body { min-height: 100vh; background: white; }
.app-page { min-height: 100vh; display: grid; grid-template-columns: minmax(540px, 1.06fr) minmax(500px, .94fr); }
.app-visual { position: relative; min-height: 100vh; overflow: hidden; color: white; background: linear-gradient(145deg, #075ff0 0%, #176df5 42%, #745eff 100%); }
.app-visual::before { content: ""; position: absolute; width: 560px; height: 560px; top: -330px; left: -220px; border-radius: 50%; background: rgba(27,215,255,.72); }
.app-visual::after { content: ""; position: absolute; width: 540px; height: 540px; right: -290px; bottom: -240px; border-radius: 50%; background: rgba(255,139,120,.62); }
.app-visual-inner { position: relative; z-index: 2; min-height: 100vh; display: flex; flex-direction: column; justify-content: space-between; padding: 38px 48px 45px; }
.app-visual .wordmark { color: white; }
.app-visual-copy { position: relative; z-index: 3; max-width: 620px; }
.app-visual-copy .kicker { color: rgba(255,255,255,.75); }
.app-visual-copy h1 { margin: 0; font-size: clamp(52px, 5.5vw, 82px); line-height: .93; letter-spacing: -.07em; }
.app-visual-copy > p:not(.kicker) { max-width: 500px; margin: 22px 0 0; color: rgba(255,255,255,.72); font-size: 17px; }
.app-product-collage { position: relative; height: 450px; margin-top: 25px; overflow: visible; perspective: 1000px; }
.app-collage-phone { position: absolute; left: 51%; bottom: 30px; width: 200px; padding: 9px 8px 10px 12px; border: 2px solid #313946; border-radius: 40px; background: linear-gradient(90deg, #59616d 0%, #202630 12%, #07090d 100%); box-shadow: -28px 38px 76px rgba(3,18,57,.38), -5px 8px 0 rgba(20,27,39,.3), inset 3px 0 3px rgba(255,255,255,.2); transform: translateX(-50%) rotateY(12deg) rotateZ(1.7deg); transform-style: preserve-3d; }
.app-collage-phone::before { content: ""; position: absolute; z-index: 3; top: 14px; left: 50%; width: 75px; height: 21px; border-radius: 99px; background: var(--ink); transform: translateX(-50%); }
.app-collage-phone::after { content: ""; position: absolute; top: 65px; left: -7px; width: 6px; height: 75px; border-radius: 4px 0 0 4px; background: linear-gradient(#818995, #252b34); box-shadow: 0 92px 0 #333a44; }
.app-collage-phone img { border-radius: 31px; box-shadow: inset 0 0 0 1px rgba(0,0,0,.08); }
.app-benefit-card { position: absolute; z-index: 4; max-width: 195px; display: flex; align-items: center; gap: 12px; padding: 16px 18px; border-radius: 18px; background: white; color: var(--ink); box-shadow: 0 22px 60px rgba(3,18,57,.29); }
.app-benefit-card span { flex: 0 0 auto; width: 29px; height: 29px; display: grid; place-items: center; border-radius: 50%; background: var(--blue-light); color: var(--blue); font-size: 12px; font-weight: 900; }
.app-benefit-card strong { font-size: 13px; line-height: 1.15; letter-spacing: -.025em; }
.app-benefit-contracts { left: 1%; top: 13%; transform: rotate(-5deg); }
.app-benefit-monthly { right: 0; top: 10%; transform: rotate(4deg); }
.app-benefit-payg { left: 0; top: 47%; transform: rotate(3deg); }
.app-benefit-phones { right: 0; top: 44%; transform: rotate(-4deg); }
.app-benefit-encryption { right: 3%; top: 73%; transform: rotate(4deg); }
.app-trust { display: flex; flex-wrap: wrap; gap: 11px 25px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.25); color: rgba(255,255,255,.68); font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; }

.app-form-panel { min-height: 100vh; display: flex; flex-direction: column; background: white; }
.app-topbar { min-height: 76px; display: flex; align-items: center; justify-content: flex-end; gap: 16px; padding: 16px 42px; border-bottom: 1px solid var(--line); color: var(--muted); font-size: 13px; }
.mobile-app-brand { display: none; }
.app-form-wrap { width: min(calc(100% - 72px), 500px); margin: auto; padding: 62px 0; }
.app-form-wrap .kicker { margin-bottom: 15px; }
.app-form-wrap h2 { margin: 0; font-size: clamp(44px, 4.5vw, 66px); line-height: .98; letter-spacing: -.065em; }
.app-intro { max-width: 460px; margin: 20px 0 34px; color: var(--muted); }
.field-label { display: block; margin-bottom: 9px; font-size: 13px; font-weight: 700; }
.field-input { width: 100%; height: 58px; padding: 0 17px; border: 1px solid #aeb4be; border-radius: 12px; background: white; color: var(--ink); }
.field-input:focus { border-color: var(--blue); outline: 3px solid rgba(27,215,255,.5); outline-offset: 1px; }
.form-button { width: 100%; margin-top: 13px; }
.form-note { margin: 12px 0 0; color: var(--muted); font-size: 12px; }
.form-status { display: none; margin: 15px 0 0; padding: 13px 15px; border-radius: 10px; background: var(--blue-light); color: var(--blue-dark); font-size: 13px; }
.form-status.visible { display: block; }
.secure-row { display: grid; grid-template-columns: 1fr 1fr; gap: 17px; margin-top: 35px; padding-top: 24px; border-top: 1px solid var(--line); }
.secure-item { display: flex; gap: 10px; color: var(--muted); font-size: 12px; line-height: 1.4; }
.secure-icon { flex: 0 0 auto; width: 30px; height: 30px; display: grid; place-items: center; border-radius: 50%; background: var(--blue-light); color: var(--blue); font-weight: 800; }
.backup-toggle { display: inline-flex; margin-top: 27px; padding: 0; border: 0; background: transparent; color: var(--blue); font-size: 13px; font-weight: 700; cursor: pointer; }
.backup-panel { display: none; margin-top: 19px; padding: 22px; border-radius: 16px; background: var(--soft); }
.backup-panel.open { display: block; }
.backup-panel p { margin: 0 0 14px; color: var(--muted); font-size: 13px; }
.backup-panel .field-label:not(:first-of-type) { margin-top: 14px; }
.pm-live-auth .button:disabled { cursor: wait; opacity: .6; }
.pm-live-auth .pm-code-input { font-size: 24px; font-weight: 800; letter-spacing: .28em; text-align: center; }
.pm-invite-panel { margin-top: 20px; padding: 20px; border: 1px solid var(--line); border-radius: 18px; background: var(--soft); }
.pm-invite-panel > strong { display: block; margin-bottom: 6px; }
.pm-invite-panel > p { margin: 0 0 14px; color: var(--muted); font-size: 13px; line-height: 1.5; }
.pm-invite-panel .field-label:not(:first-of-type) { margin-top: 14px; }
.pm-auth-working { position: fixed; z-index: 100; top: 16px; left: 50%; display: flex; align-items: center; gap: 9px; transform: translateX(-50%); padding: 10px 15px; border-radius: 999px; background: #070a0f; color: white; box-shadow: 0 16px 44px rgba(3,18,57,.25); font: 700 12px/1 Inter, sans-serif; }
.pm-auth-working span { width: 13px; height: 13px; border: 2px solid rgba(255,255,255,.35); border-top-color: white; border-radius: 50%; animation: pm-auth-spin .7s linear infinite; }
@keyframes pm-auth-spin { to { transform: rotate(360deg); } }
.app-legal { display: flex; flex-wrap: wrap; gap: 10px 20px; margin-top: 40px; color: var(--muted); font-size: 12px; }
.app-legal a:hover { color: var(--blue); }

/* Support */
.support-main { background: white; }
.support-hero { padding: 100px 0; overflow: hidden; background: var(--blue-light); }
.support-hero-inner { display: grid; grid-template-columns: 1.05fr .95fr; gap: 90px; align-items: center; }
.support-hero h1 { max-width: 680px; margin: 0; font-size: clamp(64px,8vw,112px); line-height: .87; letter-spacing: -.075em; }
.support-hero h1 + p { max-width: 590px; margin: 27px 0 0; color: var(--muted); font-size: 20px; }
.support-contact-card { position: relative; padding: 40px; overflow: hidden; border-radius: 30px; color: white; background: var(--blue); box-shadow: 0 30px 70px rgba(5,104,245,.22); }
.support-contact-card small { display: block; margin-bottom: 40px; color: rgba(255,255,255,.7); font-size: 10px; font-weight: 800; letter-spacing: .08em; }
.support-contact-card strong { display: block; max-width: 400px; font-size: 37px; line-height: 1; letter-spacing: -.055em; }
.support-contact-card p { max-width: 420px; margin: 17px 0 28px; color: rgba(255,255,255,.72); }
.support-contact-card .button { max-width: 100%; overflow-wrap: anywhere; }
.support-contact-icon { position: absolute; top: 25px; right: 25px; width: 46px; height: 46px; display: grid; place-items: center; border-radius: 50%; color: var(--blue); background: white; font-size: 21px; font-weight: 800; }
.support-section { padding: 120px 0; }
.support-intro { max-width: 800px; margin-bottom: 55px; }
.support-intro h2 { margin: 0; font-size: clamp(44px,5.5vw,75px); line-height: .96; letter-spacing: -.065em; }
.support-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }
.support-topic { min-height: 275px; padding: 32px; border-radius: 25px; background: var(--soft); }
.support-topic span { color: var(--blue); font-size: 12px; font-weight: 800; }
.support-topic h3 { margin: 70px 0 10px; font-size: 29px; line-height: 1; letter-spacing: -.05em; }
.support-topic p { max-width: 460px; margin: 0; color: var(--muted); }
.support-payment-section { padding: 0 24px; }
.support-payment-panel { width: min(100%,var(--max)); display: grid; grid-template-columns: 1fr .8fr; gap: 80px; align-items: center; padding: 75px; border-radius: 36px; color: white; background: var(--ink); }
.support-payment-panel .kicker { color: var(--cyan); }
.support-payment-panel h2 { margin: 0; font-size: clamp(42px,5vw,68px); line-height: .96; letter-spacing: -.06em; }
.support-payment-panel h2 + p { max-width: 650px; margin: 21px 0 0; color: rgba(255,255,255,.65); }
.support-status-list { overflow: hidden; border: 1px solid rgba(255,255,255,.18); border-radius: 20px; }
.support-status-list span { display: block; padding: 20px; color: rgba(255,255,255,.6); font-size: 13px; }
.support-status-list span + span { border-top: 1px solid rgba(255,255,255,.18); }
.support-status-list b { display: block; margin-bottom: 3px; color: white; }

/* Legal documents */
.legal-main { background: #f7f8fb; }
.legal-hero { position: relative; overflow: hidden; padding: 105px 0 92px; background: linear-gradient(120deg, var(--blue-light), #f3f0ff 72%, #ded9ff); }
.legal-hero::after { content: ""; position: absolute; width: 360px; height: 360px; right: -155px; bottom: -250px; border-radius: 50%; background: rgba(118,103,255,.35); }
.legal-hero-inner { position: relative; z-index: 2; display: grid; grid-template-columns: 1fr auto; align-items: end; gap: 60px; }
.legal-hero h1 { max-width: 820px; margin: 0; font-size: clamp(60px,8vw,108px); line-height: .9; letter-spacing: -.075em; }
.legal-hero-copy { max-width: 680px; margin: 25px 0 0; color: var(--muted); font-size: 19px; }
.legal-updated { padding: 11px 15px; border: 1px solid rgba(9,11,15,.12); border-radius: 999px; background: rgba(255,255,255,.58); color: var(--muted); font-size: 11px; font-weight: 700; white-space: nowrap; }
.legal-section { padding: 90px 0 120px; }
.legal-layout { display: grid; grid-template-columns: 230px minmax(0,760px); justify-content: center; gap: 70px; align-items: start; }
.legal-nav { position: sticky; top: calc(var(--header-height) + 28px); padding: 23px; border: 1px solid var(--line); border-radius: 20px; background: white; }
.legal-nav strong { display: block; margin-bottom: 13px; font-size: 11px; text-transform: uppercase; letter-spacing: .08em; }
.legal-nav a { display: block; padding: 8px 0; color: var(--muted); font-size: 13px; font-weight: 600; }
.legal-nav a:hover { color: var(--blue); }
.legal-document { padding: clamp(34px,5vw,72px); border: 1px solid var(--line); border-radius: 30px; background: white; box-shadow: 0 24px 65px rgba(27,40,74,.07); }
.legal-document section { scroll-margin-top: calc(var(--header-height) + 28px); }
.legal-document section + section { margin-top: 36px; padding-top: 36px; border-top: 1px solid var(--line); }
.legal-document h2 { margin: 0 0 14px; font-size: 28px; line-height: 1.05; letter-spacing: -.045em; }
.legal-document p, .legal-document li { color: #4f5560; font-size: 15px; line-height: 1.75; }
.legal-document p { margin: 0; }
.legal-document ul { margin: 0; padding-left: 20px; }
.legal-document li + li { margin-top: 7px; }
.legal-document a { color: var(--blue); font-weight: 700; }

/* Public resources */
.resources-main { background: #f7f8fb; }
.resources-hero { overflow: hidden; padding: 100px 0 92px; background: var(--ink); color: white; }
.resources-hero-inner { display: grid; grid-template-columns: 1.12fr .88fr; gap: 85px; align-items: end; }
.resources-hero .kicker { color: var(--cyan); }
.resources-hero h1 { max-width: 820px; margin: 0; font-size: clamp(58px,7vw,96px); line-height: .92; letter-spacing: -.07em; }
.resources-hero h1 span { color: var(--cyan); }
.resources-hero-copy { max-width: 690px; margin: 25px 0 0; color: rgba(255,255,255,.66); font-size: 18px; }
.resources-promise { overflow: hidden; border: 1px solid rgba(255,255,255,.17); border-radius: 23px; }
.resources-promise span { display: flex; align-items: center; gap: 12px; padding: 18px 20px; color: rgba(255,255,255,.7); font-size: 13px; font-weight: 600; }
.resources-promise span + span { border-top: 1px solid rgba(255,255,255,.17); }
.resources-promise span::before { content: "✓"; flex: 0 0 auto; width: 23px; height: 23px; display: grid; place-items: center; border-radius: 50%; background: var(--cyan); color: var(--ink); font-size: 11px; font-weight: 900; }
.resources-section { padding: 95px 0 120px; }
.resources-heading { display: flex; align-items: end; justify-content: space-between; gap: 40px; margin-bottom: 45px; }
.resources-heading h2 { max-width: 760px; margin: 0; font-size: clamp(43px,5vw,70px); line-height: .95; letter-spacing: -.06em; }
.resource-categories { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 8px; }
.resource-categories span { padding: 8px 11px; border-radius: 999px; background: white; color: var(--muted); font-size: 10px; font-weight: 800; text-transform: uppercase; letter-spacing: .04em; }
.resource-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 17px; }
.resource-card { min-height: 315px; display: flex; flex-direction: column; padding: 31px; border: 1px solid var(--line); border-radius: 26px; background: white; transition: transform .18s ease, box-shadow .18s ease; }
.resource-card { color: var(--ink); text-decoration: none; }
.resource-card:hover { transform: translateY(-4px); box-shadow: 0 22px 50px rgba(27,40,74,.09); }
.resource-card-meta { display: flex; justify-content: space-between; gap: 20px; color: var(--blue); font-size: 10px; font-weight: 800; text-transform: uppercase; letter-spacing: .06em; }
.resource-card-meta span:last-child { color: var(--muted); }
.resource-card h3 { max-width: 540px; margin: 56px 0 13px; font-size: clamp(28px,3vw,39px); line-height: .98; letter-spacing: -.055em; }
.resource-card p { max-width: 550px; margin: 0; color: var(--muted); font-size: 14px; }
.resource-card .text-link { margin-top: auto; padding-top: 24px; font-size: 13px; }
.article-hero { padding-bottom: 80px; }
.article-hero-inner { max-width: 950px; }
.article-meta { display: flex; flex-wrap: wrap; gap: 10px 22px; margin-bottom: 25px; color: rgba(255,255,255,.64); font-size: 11px; font-weight: 800; text-transform: uppercase; letter-spacing: .07em; }
.article-lede { max-width: 790px; margin: 28px 0 0; color: rgba(255,255,255,.7); font-size: 20px; }
.article-section { padding: 85px 0 120px; }
.article-layout { display: grid; grid-template-columns: minmax(0,760px) 270px; justify-content: center; gap: 70px; align-items: start; }
.article-body { padding: clamp(34px,5vw,68px); border: 1px solid var(--line); border-radius: 30px; background: white; }
.article-body section + section { margin-top: 42px; padding-top: 42px; border-top: 1px solid var(--line); }
.article-body h2 { margin: 0 0 16px; font-size: clamp(30px,3vw,42px); line-height: 1; letter-spacing: -.05em; }
.article-body p, .article-body li { color: #4f5560; font-size: 16px; line-height: 1.75; }
.article-body p { margin: 0 0 18px; }
.article-body ul { padding-left: 20px; }
.article-aside { position: sticky; top: calc(var(--header-height) + 28px); padding: 26px; border-radius: 23px; color: white; background: var(--blue); box-shadow: 0 24px 55px rgba(5,104,245,.18); }
.article-aside strong { display: block; font-size: 25px; line-height: 1; letter-spacing: -.04em; }
.article-aside p { margin: 13px 0 20px; color: rgba(255,255,255,.72); font-size: 13px; }
.article-aside .button { width: 100%; }
.resource-mobile-login { display: none; }
.resources-count { max-width: 330px; margin: 0; color: var(--muted); font-size: 13px; font-weight: 650; text-align: right; }
.resource-filter-panel { display: grid; grid-template-columns: minmax(320px,1fr) 220px 180px; gap: 10px; margin: -10px 0 18px; padding: 10px; border: 1px solid var(--line); border-radius: 19px; background: white; box-shadow: 0 16px 45px rgba(27,40,74,.06); }
.resource-filter-panel label { display: block; }
.resource-filter-panel input, .resource-filter-panel select { width: 100%; height: 48px; border: 0; border-radius: 12px; outline: none; background: #f3f5f9; color: var(--ink); font: 650 13px/1 var(--font); }
.resource-filter-panel input { padding: 0 15px 0 44px; }
.resource-filter-panel select { padding: 0 38px 0 14px; cursor: pointer; }
.resource-search { position: relative; }
.resource-search svg { position: absolute; z-index: 1; left: 15px; top: 15px; width: 18px; height: 18px; color: var(--blue); }
.resource-categories { margin-bottom: 32px; }
.resource-categories button { padding: 9px 13px; border: 1px solid transparent; border-radius: 999px; background: white; color: var(--muted); font: 800 10px/1 var(--font); text-transform: uppercase; letter-spacing: .04em; cursor: pointer; }
.resource-categories button:hover, .resource-categories button.is-active { border-color: rgba(5,104,245,.16); background: var(--blue-light); color: var(--blue); }
.resource-empty { margin-top: 18px; padding: 40px; border: 1px solid var(--line); border-radius: 24px; background: white; text-align: center; }
.resource-empty p { margin: 7px 0 0; color: var(--muted); }
.resource-pagination { display: flex; align-items: center; justify-content: space-between; gap: 15px; margin-top: 34px; padding: 12px; border: 1px solid var(--line); border-radius: 18px; background: white; }
.resource-page-numbers { display: flex; flex-wrap: wrap; justify-content: center; gap: 6px; }
.resource-page-numbers > span { display: flex; align-items: center; gap: 6px; }
.resource-page-link { min-width: 40px; height: 40px; display: inline-flex; align-items: center; justify-content: center; gap: 6px; padding: 0 12px; border-radius: 11px; color: var(--muted); font-size: 12px; font-weight: 800; }
.resource-page-link:hover, .resource-page-link.is-current { background: var(--ink); color: white; }
.resource-page-link.is-disabled { pointer-events: none; opacity: .3; }
.resource-page-gap { color: var(--muted); }
.article-hero h1 { max-width: 950px; }
.article-body { box-shadow: 0 25px 70px rgba(27,40,74,.07); }
.article-body section { scroll-margin-top: calc(var(--header-height) + 30px); }
.article-body .kicker { color: var(--blue); }
.article-answer { color: var(--ink) !important; font-size: 20px !important; font-weight: 650; line-height: 1.55 !important; }
.article-body li { margin: 9px 0; padding-left: 5px; }
.article-body li::marker { color: var(--blue); }
.article-side-column { display: grid; gap: 16px; position: sticky; top: calc(var(--header-height) + 28px); }
.article-side-column .article-aside { position: static; }
.article-contents, .article-summary { padding: 22px; border: 1px solid var(--line); border-radius: 22px; background: white; }
.article-contents > strong { display: block; margin-bottom: 12px; font-size: 11px; text-transform: uppercase; letter-spacing: .08em; }
.article-contents a { display: grid; grid-template-columns: 25px 1fr; gap: 7px; padding: 9px 0; color: var(--muted); font-size: 12px; font-weight: 650; line-height: 1.35; }
.article-contents a + a { border-top: 1px solid var(--line); }
.article-contents a span { color: var(--blue); font-size: 10px; }
.article-contents a:hover { color: var(--blue); }
.article-summary summary { cursor: pointer; font-size: 13px; font-weight: 800; }
.article-summary div { margin-top: 18px; padding-top: 16px; border-top: 1px solid var(--line); }
.article-summary div > strong { font-size: 11px; text-transform: uppercase; letter-spacing: .07em; }
.article-summary ul { margin: 10px 0 0; padding-left: 17px; }
.article-summary li { margin: 7px 0; color: var(--muted); font-size: 12px; line-height: 1.45; }
.article-faq-list { display: grid; gap: 9px; margin-top: 22px; }
.article-faq-list details { padding: 17px 19px; border-radius: 15px; background: #f3f5f9; }
.article-faq-list summary { cursor: pointer; font-size: 14px; font-weight: 800; }
.article-faq-list details p { margin: 12px 0 0; font-size: 14px; }
.related-resources { padding: 0 0 110px; }
.related-resources .resource-card { min-height: 280px; }

@media (max-width: 1200px) and (min-width: 781px) {
  .app-collage-phone { width: 180px; }
  .app-benefit-card { max-width: 130px; gap: 8px; padding: 12px 13px; }
  .app-benefit-card span { width: 23px; height: 23px; font-size: 10px; }
  .app-benefit-card strong { font-size: 10.5px; }
}

@media (max-width: 1050px) {
  .site-nav { position: fixed; inset: var(--header-height) 0 0; z-index: 40; display: none; flex-direction: column; align-items: stretch; gap: 0; padding: 22px 24px 34px; background: white; }
  .pm-resources-site .resource-mobile-login { display: inline-flex; }
  .pm-resources-site .nav-toggle { display: none; }
  .menu-open .site-nav { display: flex; }
  .site-nav a { padding: 18px 0; border-bottom: 1px solid var(--line); }
  .site-nav .button { margin-top: 18px; }
  .nav-toggle { display: block; }
  .menu-open .nav-toggle span { opacity: 0; }
  .menu-open .nav-toggle::before { transform: translateY(7px) rotate(45deg); }
  .menu-open .nav-toggle::after { transform: translateY(-7px) rotate(-45deg); }
  .hero-layout { grid-template-columns: minmax(0,.88fr) minmax(420px,1.12fr); gap: 20px; }
  .hero .display { font-size: clamp(56px,6.6vw,72px); }
  .hero-phone { width: 310px; }
  .float-benefit { max-width: 190px; gap: 10px; padding: 14px 16px; }
  .float-benefit span { width: 26px; height: 26px; }
  .float-benefit strong { font-size: 12px; }
  .benefit-contracts { left: -1%; }
  .benefit-monthly, .benefit-phones { right: -1%; }
  .bento { grid-template-columns: 1fr 1fr; grid-template-rows: 440px; }
  .bento-main { grid-column: auto; grid-row: auto; }
  .faq-layout { grid-template-columns: 1fr; gap: 55px; }
  .support-hero-inner, .support-payment-panel { grid-template-columns: 1fr; gap: 50px; }
  .legal-layout { grid-template-columns: 190px minmax(0,720px); gap: 35px; }
  .resources-hero-inner { grid-template-columns: 1fr; gap: 45px; }
  .resources-promise { max-width: 620px; }
  .article-layout { grid-template-columns: minmax(0,720px); }
  .article-side-column { position: static; grid-template-columns: 1fr 1fr; }
  .footer-top { grid-template-columns: 1.4fr 1fr 1fr; }
  .footer-column:last-child { grid-column: 2; }
  .app-page { grid-template-columns: minmax(430px,.9fr) minmax(470px,1.1fr); }
  .app-visual-inner { padding: 32px; }
  .app-visual-copy h1 { font-size: 57px; }
  .app-collage-phone { width: 150px; }
  .app-benefit-card { max-width: 105px; gap: 6px; padding: 10px 11px; }
  .app-benefit-card span { width: 20px; height: 20px; font-size: 8px; }
  .app-benefit-card strong { font-size: 9px; }
}

@media (max-width: 780px) {
  .shell { width: min(calc(100% - 36px), var(--max)); }
  .hero { min-height: 0; }
  .hero::before { width: 420px; height: 420px; top: -300px; left: -170px; }
  .hero::after { right: -335px; bottom: -385px; }
  .hero-layout { min-height: 0; grid-template-columns: 1fr; gap: 0; }
  .hero-copy { padding: 68px 0 24px; }
  .hero .display { font-size: clamp(49px,13.7vw,72px); }
  .hero-heading { white-space: nowrap; }
  .display { font-size: clamp(51px, 14vw, 75px); }
  .hero-lede { font-size: 17px; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-proof { justify-content: flex-start; }
  .hero-visual { height: 500px; }
  .hero-phone { left: 50%; width: 260px; bottom: -62px; }
  .float-card { border-radius: 15px; }
  .float-benefit { max-width: 165px; padding: 12px 13px; }
  .float-benefit strong { font-size: 11px; }
  .benefit-contracts { left: 0; top: 19%; }
  .benefit-monthly { right: 0; top: 7%; }
  .benefit-payg { left: 0; top: 48%; }
  .benefit-phones { right: 0; top: 42%; }
  .benefit-encryption { right: 1%; top: 69%; }
  .section { padding: 90px 0; }
  .photo-story { padding: 0 10px; }
  .photo-panel { min-height: 0; display: flex; flex-direction: column; border-radius: 28px; }
  .photo-copy { width: 100%; min-height: 0; padding: 42px 28px 18px; }
  .photo-copy h2 { font-size: clamp(40px,11.5vw,57px); }
  .photo-copy > p:not(.kicker) { font-size: 16px; }
  .photo-media { position: relative; inset: auto; width: 100%; height: 310px; }
  .photo-media img { object-position: center; }
  .photo-media::after { background: linear-gradient(180deg, #f3f7fc 0%, rgba(243,247,252,.9) 9%, rgba(243,247,252,.28) 27%, rgba(243,247,252,0) 48%); }
  .steps-grid { grid-template-columns: 1fr; }
  .step-card { min-height: 520px; }
  .bento { display: grid; grid-template-columns: 1fr; grid-template-rows: 430px 430px; }
  .bento-main { grid-column: auto; min-height: 430px; padding: 30px; }
  .bento-main .bento-phone { width: 220px; bottom: -300px; }
  .bento-team { padding: 28px; min-height: 430px; }
  .modes-showcase { margin-top: 18px; }
  .modes-panel { grid-template-columns: 1fr; }
  .modes-menu { display: grid; grid-template-columns: 1fr 1fr; border-right: 0; border-bottom: 1px solid var(--line); }
  .modes-menu > p { grid-column: 1 / 3; }
  .mode-detail { min-height: 340px; padding: 35px 28px; }
  .pricing-heading { margin-bottom: 38px; }
  .pricing-panels { grid-template-columns: 1fr; }
  .fee-impact-panel, .fee-calculator { padding: 12px; border-radius: 24px; }
  .fee-mode-tabs { border-radius: 16px; }
  .fee-mode-tab { border-radius: 12px; font-size: 10px; }
  .fee-headline { padding: 30px 18px 24px; }
  .fee-headline strong { font-size: 51px; }
  .impact-note { margin-right: 18px; margin-left: 18px; }
  .fee-zeroes { padding-right: 18px; padding-left: 18px; }
  .amount-picker { padding: 24px 18px; }
  .calculator-context { margin-right: 18px; margin-left: 18px; }
  .calculation-results { margin: 0 18px; }
  .fee-detail { margin-right: 18px; margin-left: 18px; }
  .payments-inner { grid-template-columns: 1fr; gap: 28px; }
  .payment-logos { grid-template-columns: repeat(4,1fr); gap: 28px; }
  .faq-layout { gap: 35px; }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / 3; }
  .footer-column:last-child { grid-column: auto; }
  .footer-bottom { flex-direction: column; }
  .app-page { display: block; }
  .app-visual { display: none; }
  .app-topbar { justify-content: space-between; padding: 16px 18px; }
  .mobile-app-brand { display: inline-flex; }
  .app-topbar > span { display: none; }
  .app-form-wrap { width: min(calc(100% - 36px),500px); padding: 54px 0 38px; }
  .app-form-wrap h2 { font-size: 49px; }
  .support-hero { padding: 75px 0; }
  .support-contact-card { padding: 30px; }
  .support-section { padding: 90px 0; }
  .support-grid { grid-template-columns: 1fr; }
  .support-topic { min-height: 240px; }
  .support-topic h3 { margin-top: 48px; }
  .support-payment-section { padding: 0 10px; }
  .support-payment-panel { padding: 35px 26px; border-radius: 28px; }
  .legal-hero { padding: 75px 0 65px; }
  .legal-hero-inner { grid-template-columns: 1fr; gap: 28px; }
  .legal-hero h1 { font-size: 58px; line-height: .94; }
  .legal-updated { width: fit-content; }
  .legal-section { padding: 55px 0 90px; }
  .legal-layout { grid-template-columns: 1fr; gap: 18px; }
  .legal-nav { position: static; display: flex; flex-wrap: wrap; gap: 3px 16px; padding: 17px 20px; }
  .legal-nav strong { width: 100%; margin-bottom: 5px; }
  .legal-nav a { padding: 4px 0; }
  .legal-document { padding: 30px 24px; border-radius: 24px; }
  .resources-hero { padding: 76px 0 68px; }
  .resources-hero h1 { font-size: 55px; }
  .resources-section { padding: 70px 0 90px; }
  .resources-heading { align-items: flex-start; flex-direction: column; margin-bottom: 32px; }
  .resources-count { text-align: left; }
  .resource-filter-panel { grid-template-columns: 1fr; }
  .resource-categories { justify-content: flex-start; }
  .resource-grid { grid-template-columns: 1fr; }
  .resource-card { min-height: 290px; padding: 26px; }
  .resource-card h3 { margin-top: 46px; }
  .article-hero { padding-bottom: 65px; }
  .article-lede { font-size: 17px; }
  .article-section { padding: 55px 0 90px; }
  .article-layout { grid-template-columns: 1fr; gap: 22px; }
  .article-body { padding: 30px 24px; border-radius: 24px; }
  .article-side-column { grid-template-columns: 1fr; }
  .resource-pagination { align-items: stretch; flex-direction: column; }
  .resource-page-direction { width: 100%; }
  .pm-resources-site .resource-mobile-login { display: inline-flex; }
  .pm-resources-site .nav-toggle { display: none; }
}

@media (max-width: 480px) {
  .hero-proof { align-items: flex-start; flex-direction: column; }
  .hero-visual { height: 445px; margin-right: -8px; margin-left: -8px; }
  .hero-phone { width: 225px; bottom: -55px; }
  .float-benefit { max-width: 145px; gap: 8px; padding: 10px 11px; }
  .float-benefit span { width: 22px; height: 22px; font-size: 9px; }
  .float-benefit strong { font-size: 11px; }
  .benefit-contracts { left: 0; top: 21%; }
  .benefit-monthly { right: 0; top: 8%; }
  .benefit-payg { left: 0; top: 49%; }
  .benefit-phones { right: 0; top: 43%; }
  .benefit-encryption { right: 0; top: 72%; }
  .step-visual { right: 20px; left: 20px; }
  .secure-row { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; }
}